Company pension schemes are not what they used to be (if you are even fortunate to have one). They are one-size-fits-all generic investments which might not suit your retirement needs. Private pensions are also struggling these days. Here are 7 reasons to review your pensions.
Volatility has become the new norm in global markets. There have been historically high returns, but also historically large losses, over the last few years. Yes, there are the good old faithful, stable companies that have shown steady returns, but these seem fewer than before.
Let’s face it, we are living in a fast-paced world of instant gratification. Why wait if you can get it now? Disposable income, no matter how large, can disappear in a flash.